Retirement Income Planning Plan now to maximize your after-tax income during retirement while minimizing the chance of exhausting your funds. The following are some of the questions we will cover to assess your goals for retirement and develop a plan to achieve them. 1.How much can I withdraw from my investments without running out of money? 2.When should I take distributions from IRAs and other tax-deferred accounts? 3.How should my investments be allocated? What mix of fixed income and equities should I own? 4.How will inflation affect my standard of living when I retire? 5.What assets should I preserve for my children and grandchildren? The Answers to these questions can very widely from one person to the next, but the Retirement Income Planning process is designed to help you get the most enjoyment out of your golden years. When Should I Start? You should start 5 to 10 years prior to your planned retirement date. This will give you time to reallocate assets and possibly increase savings to meet projected retirement shortfalls. However, it is never too late to start. If you have already retired, it is more important than ever to evaluate the decisions you have made and their effect on your financial security. What Can You Expect? Professional advise from an experienced and successful Certified Financial Planner™. A clear understanding of your current situation, your options in how to best put your assets to work for you, and the results you can expect. Peace of mind with a plan that reflects your personal feelings about safety, income and growth. We'll meet regularly, face to face, to review your goals and investments, and discuss any concerns.